25 Top Credit Card Issuers In India

Credit Card usage has increased to a greater extent in India over the last few years. The credit card industry is one of the highly expanding businesses in the country. Credit Cardholders can get exclusive benefits and great rewards by accessing any of the credit card types. Despite facing a lot of ups and downs in credit card usage by different credit card issuers, there is a gradual development in this sector as of now. The Credit Card sector has regained its steadiness in this industry by rolling out a wide variety of credit cards that comes packed with loads of benefits and services. 

Lakhs of credit cards are issued in the nation by a myriad of credit card issuers to customers. Despite the evolution of digital platforms like e-wallets, GoCardless, Afterpay, and more, the credit card industry is trying to sustain its credibility in the country. Here’s a massive compilation of the widely popular Credit Card Issuers In India that provide extremely beneficial credit cards in a plethora of categories. Go through the big list of the Top Credit Card Issuers In India. Take a look!

Top Credit Card Issuers In India

The usage of credit cards has become a basic part of every individual’s life. Most Credit Cards come with loads of benefits so the customers tend to apply for a variety of credit card types. With the rapid use of credit cards, credit card issuers have been rolling out different credit cards to meet the major requirements and match the spending customs of the customers. Each credit card company of issuer offers a wide array of credit cards in a plethora of categories considering the eligibility and requirements of the customers. Considering the key factors such as the market share and market value, we have rounded up the list of topmost Credit Card Companies In India in this article. Have a glance!

1. HDFC Bank

HDFC Bank is the largest private sector bank in the country in terms of assets and market capitalization. HDFC Bank offers a wide array of products to its customers that include credit cards, consumer banking, mortgage loans, and more. HDFC Bank has gained massive popularity among customers for its exceptional range of credit card types. From basic to premium and super-premium, HDFC Bank offers a myriad of credit cards that serves different needs of the customers. With more than 1.76 crore active credit cards, HDFC has become the Largest Credit Card Issuer In India.

HDFC Bank has partnered with popular companies like Paytm, Tata Neu, and more to launch co-branded credit cards that come packed with a plethora of benefits. HDFC Bank has grabbed the attention of the public by launching exclusive credit cards and also became successful in doing that. Here’s a list of the widely popular credit cards offered by HDFC Bank. Check it out!

  • HDFC Regalia Credit Card
  • HDFC Bank Diners Club Black Credit Card
  • HDFC Millennia Credit Card
  • HDFC Diners Club Privilege Credit Card
  • HDFC Bank Easy EMI Credit Card
  • HDFC Platinum Times Credit Card

2. SBI Card

SBI Cards & Payment Services Limited is a popular credit card company and payment solutions provider in India. SBI Card is the only pure-play credit card issuer in India that has been listed publicly. After HDFC, SBI Card is the next biggest Credit Card Issuer in the country. To offer a wide range of credit cards in India, SBI Card has evolved from the joint venture of SBI and The Carlyle Group. SBI Card has launched a plethora of credit cards that come with loaded benefits on shopping, dining, travel, entertainment, fuel, and more. 

With more than 1.4 crore active credit cards, SBI Card has become one of the Top Credit Card Issuers In India. With a market share of 19%, SBI Card has delivered a noteworthy contribution to the digital payment sector in the country. As the entire nation is shifting towards digital and contactless payments, SBI Card has been trying to roll out more and more credit cards in different categories. Go through the list of widely popular SBI Credit Cards ranging from classic to platinum.

  • SimplySAVE SBI Credit Card
  • Air India SBI Platinum Card
  • IRCTC SBI Platinum Card
  • SBI Card ELITE
  • Club Vistara SBI Card
  • SBI STYLEUP Contactless Credit Card
  • Yatra SBI Card

3. ICICI Bank 

ICICI Bank is the most popular multinational bank in India that offers an extensive range of banking products and financial services. Credit Cards are the major products of ICICI Bank through which it has been serving its customers with loads of benefits. ICICI Bank has rolled out several co-branded credit cards by partnering with prevalent companies like MakeMyTrip, Amazon Pay, HPCL, Manchester, and more. 

ICICI has launched credit cards in different categories including instant credit cards, special credit cards, featured credit cards, and more. With a market share of 16.8 %, ICICI Bank Credit Card has secured third place in the credit card market. In terms of revenue and market capitalization, ICICI Bank is one of the largest private sector banks in the country. As of now, ICICI Bank has more than 1.35 crore active credit cards in a variety of segments ranging from travel to dining. Here’s a significant list of popular credit cards offered by ICICI Bank to its customers. 

  • ICICI Bank Coral Contactless Card
  • MakeMyTrip ICICI Bank Signature Credit Card
  • ICICI Bank Rubyx Credit Card
  • ICICI Bank Sapphiro Credit Card
  • ICICI Platinum Chip Card – Visa
  • MakeMyTrip ICICI Bank Platinum Credit Card

4. American Express

American Express is a popular multinational corporation that delivers exceptional payment card services. This US-based corporation has expanded its roots across the world. American Express has made its mark in India with this wide array of credit card services. American Express is not just a well-known credit card issuer but also a card processing network similar to MasterCard and Visa. American Express has more than 13 lakh active credit card customer-base in the country. 

With a unique ‘buy now and pay later’ option, American Express has grabbed the attention of lakhs of customers in India and worldwide. American Express offers a plethora of premium credit card chock packed with innumerable benefits like hassle-free shopping, entertainment, travel, exclusive rewards, and more. With a market share of 2.5%, American Express Credit Card provides a lot of privileges to cardholders.

Here’s a list of the most popular American Express Credit Cards. Check it out!

  • American Express PlatinumReserveSM Credit Card
  • The American Express Platinum Travel Credit Card
  • The American Express Membership Rewards Credit Card
  • American Express SmartEarn Credit Card

5. IDFC First Bank

IDFC First Bank is a famous Private Sector Bank in India that offers a wide range of banking and financial services. Credit Cards are one of the prominent services offered by IDFC First Bank. IDFC entered into the credit card realm recently i.e., in January 2021. Soon after its entry, IDFC launched a series of 4 credit cards loaded with first-in-class features, complimentary benefits, and more. 

With more than 9.6 lakh customer base owning its credit cards, IDFC First Bank has acquired a significant position in the credit card industry. The key features that attracted its customers include zero annual membership fees, exclusive reward points, and more. There’s no wonder if IDFC First Bank enters into the list of the Best Credit Card Companies

We’ve listed out the lineup of credit cards launched by IDFC First Bank in India. Read on!

  • FIRST Millennia Credit Card
  • FIRST Classic Credit Card
  • FIRST Wealth Credit Card
  • FIRST Select Credit Card

6. Axis Bank

Axis Bank is a Mumbai-based banking and financial services company that offers a wide range of banking services, credit cards, and a lot more. After HDFC and ICICI Bank, Axis Bank is the next noteworthy Credit Card Issuer in India. For 28 years, Axis Bank has been delivering its banking services to large and mid-scale industries. 

Axis Bank has launched the ACE Credit Card in partnership with the payment services giant Google Pay. Besides this, Axis Bank has launched many other co-branded credit cards. With a market share of 11.4%, Axis Bank has a significant prominence in the industry. Axis Bank has more than 7.15 million active credit card customer-base in India.

Go through the list of noteworthy Axis Bank credit cards:

  • Axis Bank ACE Credit Card
  • Axis Bank Privilege Credit Card
  • Airtel Axis Bank Credit Card
  • SpiceJet Axis Bank Voyage Credit Card
  • Flipkart Axis Bank Credit Card
  • Axis Bank Magnus Credit Card
  • Axis Bank Vistara Credit Card
  • Axis Bank Buzz Credit Card

7. RBL Bank

RBL Bank is a private sector bank established in 1943 in India. Despite being launched decades ago, RBL Bank hasn’t gained much popularity like the SBI, HDFC, and ICICI Banks. With more than 370 branches and about 394 ATM centers across 28 states and Union Territories, RBL Bank has spread its wings all over India. RBL Bank offers a wide array of banking and financial services to its customers. 

Credit Card service is one of the significant services that RBL offers its customers with a myriad of benefits and privileges. Mostly, people prefer RBL Bank credit cards as it provides an extensive range of benefits and meets the crucial requirements of customers in different segments. As of now, RBL Bank has more than 30 Lakh active credit cardholders. With this number, RBL has become one of the Top Credit Card Issuers In India. 

To offer exclusive discounts and reward points to its customers, RBL has partnered with top-notch companies like Google, Zomato, and more. RBL’s World Safari Credit Card has grabbed public attention for its exceptional benefit i.e., zero foreign currency markup fee. With a market share of about 4.7%, RBL Bank has secured a decent position in the list of Best Credit Card Issuers. 

Here’s a list of the noteworthy credit cards rolled out by RBL to serve its customers’ needs.

  • RBL Bank ShopRite Credit Card
  • RBL Bank Cookies Credit Card
  • RBL World Safari Credit Card
  • RBL Bank Icon Credit Card
  • RBL Bank Monthly Treats Credit Card
  • RBL Platinum Delight Credit Card
  • RBL Maxima Plus Credit Card

8. Citi Bank

Citibank is a primary US-based banking subsidiary of Citigroup that offers a wide range of financial services to its customers. Originally established in 1812 in New York, Citibank has more than 2640 branches in and across 19 countries. Citibank services are offered to its customers across different nations that include the US, India, China, South Korea, Malaysia, Thailand, and more.

Citibank offers a wide range of credit cards to its customers that serves a variety of customer needs. As of now, Citibank has more than 25 lakh active credit cardholders. With its huge customer base, Citibank has become the Largest Credit Card Issuer In India. With a fabulous rewards program, low-interest rates, travel benefits, and more, Citibank Credit Cards delivers a variety of services in different categories. Go through the big list of noteworthy Credit Cards provided by Citibank to Indian customers.

  • Citi Prestige Credit Card 
  • Citi PremierMiles Credit Card
  • Citibank Cashback Credit Card
  • Citibank Rewards Credit Card
  • IndianOil Citi Credit Card
  • IKEA Family Credit Card by Citi

9. Yes Bank

Yes Bank is a popular Indian bank headquartered in Mumbai. Established in 2004, Yes Bank offers a plethora of banking and financial services to its customers. SBI took over Yes Bank in July 2020 as it bought a 30% stake in the bank. As of now, there are more than 12 lakh active Yes Bank credit cardholders in India. 

Yes Bank’s credit cards offer a plethora of benefits to its customers that include reward points, movie vouchers, fuel surcharge waivers, lounge access, and more. Yes Bank offers two different business credit cards to its customers to fulfill a variety of business needs of the customers. Here’s the list of the major Yes Bank Credit Cards offered to business customers.

  • Yes First Business Credit Card
  • Yes Prosperity Business Credit Card

10. Standard Chartered Bank

Standard Chartered Bank is a UK-based banking and financial services company that serves its customers across the world. Standard Chartered Bank has its headquarters in London, England, UK. With a market share of 2.4%, Standard Chartered Bank has turned out to become the best Credit Card Issuer in India. Credit Cards are one of the major services offered by Standard Chartered Bank. 

From travel to lifestyle and shopping, Standard Chartered Bank offers a wide array of credit cards to Indian customers. As of now, Standard Chartered Bank has more than 13 lakh active credit card customer-base in India. With its exceptional services, Standard Chartered Bank is the 3rd largest foreign Credit Card Issuer in the country. Standard Chartered Bank has discontinued its Emirates Co-branded Credit Card due to some issues. The bank witnessed a significant drop in active credit card usage in the previous financial year.

Here’s a list of the major credit cards offered by Standard Chartered Bank to its customers:

  • Standard Chartered Manhattan Platinum Credit Card
  • Standard Chartered Platinum Rewards Credit Card
  • Standard Chartered Super Value Titanium Credit Card
  • Standard Chartered Ultimate Credit Card
  • Standard Chartered Emirates World Credit Card
  • Standard Chartered DigiSmart Credit Card 

11. Bank of Baroda

Bank of Baroda is a popular nationalized bank in India headquartered in Vadodara, Gujarat. Bank of Baroda is the 2nd largest public sector bank in the country in terms of market cap and business. After SBI, Bank of Baroda is the Largest Credit Card Issuer In India with more than 132 million active customer base. Bank of Baroda was established in 1908 and has expanded its roots across different locations in India and worldwide. 

Bank of Baroda operates its banking services across 8214 branches and about 10033 ATMs. As of now, there are more than 13 lakh Bank of Baroda Credit Cardholders in the nation. With the launch of various co-branded credit cards, the Bank of Baroda has witnessed a promising increase in credit card applications. Bank of Baroda has collaborated with popular companies such as IRCTC, HPCL, and others to launch exclusive credit card services.

Check the list of the most popular Bank of Baroda Credit Card Types furnished below:

  • Bank of Baroda Easy Credit Card  
  • Bank of Baroda Select Credit Card 
  • Bank of Baroda Premier Credit Card 
  • Bank of Baroda Prime Credit Card 
  • Bank of Baroda ICAI Members 
  • Bank of Baroda Prime Credit Card 
  • Bank of Baroda ETERNA Credit Card

12. Kotak Mahindra Bank

Kotak Mahindra Bank is a popular private sector banking and financial services company in India. Kotak Mahindra Bank was established in the year 2003 headquartered in Mumbai, Maharashtra. With a wide range of banking products and financial services, Kotak Mahindra Bank has become the 3rd largest private sector bank in India in terms of assets and market capitalization. With more than 1600 branches and about 2519 ATMs, Kotak Mahindra Bank has expanded its roots all over India.

Kotak Mahindra offers a wide range of basic and co-branded credit cards considering the requirements of the customers. With a market share of 3.9%, Kotak Mahindra Bank offers exceptional credit card services to its customers. As of now, Kotak Mahindra has more than 38 lakh active credit cardholders in India. With exclusive reward points, movie benefits, complimentary airport lounge benefits, railway surcharge waiver, fuel surcharge waiver, and more, Kotak Mahindra Bank offers a variety of credit cards.

Here’s a list of the significant Kotak Mahindra Bank Credit Cards curated below:

  • Kotak Mahindra Bank Royale Signature Credit Card
  • PVR Kotak Platinum Credit Card
  • Kotak Infinite Credit Card

13. IndusInd Bank

IndusInd is one of the prevalent private sector banks in India headquartered in Mumbai, Maharashtra. Founded in 1994, IndusInd Bank has spread its wings across 2015 locations all over India. Though HDFC, SBI, and Citi Banks are the major Credit Card Companies In India, IndusInd holds the most valuable credit card customers. In terms of both value per transaction and value per cardholder, IndusInd ranks top position. With a market share of 2.4%, IndusInd Credit Card has gained a significant position in this sector.

In March 2022, IndusInd Bank processed more than 5700 crores worth of credit card transactions and turned out to become the most expensive credit cardholder in India. IndusInd offers a wide range of premium credit cards to customers that include Pioneer Heritage Credit Card and Indulge Credit Card. IndusInd offers an extensive range of premium and super premium credit cards with loaded benefits and privileges. 

Here’s a list of prominent IndusInd Credit Cards that come with loads of benefits:

  • IndusInd Bank EazyDiner Credit Card
  • IndusInd Bank Indulge Credit Card
  • IndusInd Bank Club Vistara Explorer Credit Card
  • IndusInd Bank Pioneer Heritage Credit Card
  • IndusInd Bank Pioneer Legacy Credit Card
  • IndusInd Bank Crest Credit Card
  • IndusInd Bank Platinum Visa Credit Card

14. HSBC Bank

HSBC is a London-based multinational banking and financial services company that has its headquarters at 8 Canada Square, London, England. HSBC turned out to become the largest bank in Europe in terms of total assets. HSBC has branches across 64 countries and territories that include Asia, Africa, North America, and more. In terms of sales, profits, assets, and market value, HSBC has ranked 38 on the Forbes Rankings List. 

HSBC Bank offers a pretty less number of credit card types to its customers. Still, the cardholders can get a lifetime free membership on its HSBC credit cards. HSBC credit cards come with loaded benefits at zero cost. Each credit card offered by HSBC Bank has its list of benefits and exceptional value back offers. Check out the list of HSBC Credit Card types offered to its Indian customers:

  • HSBC Cashback Credit Card
  • HSBC Visa Platinum Credit Card
  • HSBC Smart Value Credit Card
  • HSBC Premier Mastercard Credit Card

15. Canara Bank

Canara Bank is the widely popular nationalized bank in India headquartered in Bangalore, Karnataka. Founded in 1906, Canara Bank has set up more than 9877 branches and more than 11800 ATMs across different parts of the nation. With its wide range of banking services and exceptional financial services, Canara Bank has become the 4th largest nationalized bank in the country. 

Credit Cards, commercial banking, retail banking, etc., are the major banking products offered by Canara Bank to its customers. Since 2002, Canara Bank has been delivering credit card services to customers. As of now, there are more than 9.2 lakh active Canara Bank credit cardholders all over India. Canara Bank offers a wide variety of Credit Cards that meets various lifestyle needs and corporate and global requirements. 

Check the complete list of Canara Bank credit card types offered to the customers: 

  • Canara Bank VISA Classic Credit Card
  • Canara Bank Global Gold Credit Card
  • Canara Bank Corporate Credit Card
  • Canara Bank RuPay Platinum Credit Card
  • Canara Bank RuPay Select Credit Card

16. IDBI Bank

IDBI Bank is one of the prominent public sector commercial banks in the country that offer a plethora of financial services. IDBI is the subsidiary of the Life Insurance Corporation of India [LIC]. IDBI is an acronym for Industrial Development Bank of India originally established in the year 1964. IDBI has more than 1890 branches and more than 3680 ATMs across India as well as one overseas branch in Dubai. 

IDBI Bank offers a wide array of credit cards to its customers with loads of benefits and exclusive privileges. IDBI has rolled out a total of 5 types of credit cards that comes packed with reward points, airport lounge access, and more. As of now, IDBI Bank has more than 41K active credit cardholders in the nation. Despite entering the credit card industry in 2014, IDBI Bank has gained massive popularity with its variety of credit cards. Go through the list of IDBI Bank Credit Card types furnished below:

  • IDBI Bank Royale Signature Credit Card
  • IDBI Bank Euphoria World Credit Card
  • IDBI Bank Aspire Platinum Credit Card
  • IDBI Bank Imperium Platinum Credit Card
  • IDBI Bank Winnings Credit Card

17. Federal Bank

Federal Bank is one of the major private sector banks in India that offers a wide range of banking and financial services to its customers. Federal Bank has spread its branches across 1291 locations in and across India. Federal Bank was established in 1931 in Thiruvalla. A wide range of products offered by Federal Bank includes retail banking, credit cards, mortgage loans, debit cards, and more. 

As of now, Federal Bank has more than 2.3 lakh active credit card customer-base in India. Federal Bank offers credit cards to its customers in a total of 3 categories such as Visa credit cards, Mastercard Credit Cards, and Rupay Credit Cards. Most of these credit cards come with loads of benefits, complimentary services, rewards, etc. Check out the list of Federal Bank Credit Cards offered to the customers:

  • Visa Imperio Credit Card
  • Visa Celesta Credit Card
  • Visa Signet Credit Card
  • Mastercard Imperio Credit Card
  • Mastercard Celesta Credit Card
  • Rupay Signet Credit Card

18. Union Bank of India

Union Bank of India is one of the oldest government-owned banks in India and has its headquarters in Mumbai, Maharashtra. With more than 120 million customer-base, Union Bank of India is the largest public sector union bank in the country. In April 2020, Union Bank amalgamated with Andhra Bank and Corporate Bank and as a result, the bank has expanded its branches nationwide. 

UBI has more than 9500 branches across different locations in India. Union Bank of India offers a variety of credit cards that meets the requirements of the customers. As of now, Union Bank of India has more than 5.5 lakh active Credit Cardholders in the nation. Here is the complete list of noteworthy Union Bank of India Credit Cards. 

  • Union Bank Uni Carbon Credit Card
  • Union Bank VISA Platinum Credit Card
  • Union Bank Rupay Platinum Credit Card
  • Union Bank VISA Signature Credit Card
  • Union Bank Rupay Select Credit Card
  • Union Bank VISA Gold Credit Card

19. Punjab National Bank

Punjab National Bank is a popular public sector bank in the country headquartered in Delhi. PNB was established in the year 1894. With more than 11800 branches in and across different locations, Punjab National Bank has expanded its roots all over India. PNB has more than 180 million customers across the nation. PNB offers a wide array of credit cards to its customers that comes packed with a variety of benefits and privileges.

Punjab National Bank is a credit card issuer in the country that offers a variety of credit cards upon collaborating with RuPay and Visa networks. From classic to platinum, Punjab National Bank provides a slew of credit card types that serve various needs of customers. Reward Points, complimentary domestic and international lounge programs, shopping benefits, dining offers, etc., are the major benefits of different PNB Credit Cards. 

Go through the list of credit cards provided by this PNB Credit Card Issuer.

  • The PNB Global Platinum Credit Card
  • The PNB Global Classic Credit Card
  • The PNB RuPay Platinum Credit Card
  • The PNB Global Gold Credit Card
  • The PNB Rupay Millennial Credit Card
  • The PNB RuPay Select Credit Card
  • The PNB Rakshak RuPay Select Credit Card

20. IDFC First Bank

IDFC First Bank is the popular private sector bank in India owned by IDFC [Integrated Infrastructure Finance Company]. IDFC First Bank initiated its banking operations and financial services in 2015. The headquarters of IDFC First Bank is located in Mumbai, Maharashtra. The major products offered by IDFC First Bank include credit cards, home loans, consumer banking, and more. 

IDFC First Bank Credit Cards are extremely popular for their low-interest rates that complement the customer’s lifestyles. From classic to premium, IDFC offers a wide range of credit cards. Most of the IDFC First Credit Cards offer exclusive shopping benefits, dining, and EMI services to customers. Here’s the list of IDFC First Bank Credit Card types that meet the lifestyle, shopping, and dining needs of customers. 

  • IDFC FIRST Select Credit Card
  • IDFC FIRST Classic Credit Card
  • IDFC FIRST Millenia Credit Card
  • IDFC FIRST Wealth Credit Card
  • IDFC FIRST Wow Credit Card

21. Corporation Bank

Corporation Bank is a widely popular public sector bank headquartered in Mangalore, Karnataka, India. This bank was established in the year 1906. For more than 116 years, Corporation Bank has been serving its customers with a variety of banking products and financial services. With more than 2400 branches and 3040 ATMs, Corporation Bank has expanded its network all over the nation. 

The major banking services of Corporation Bank include online banking, retail banking, mortgage loans, credit cards, and more. As Corporation Bank got merged into the Union Bank of India, all the credit cards offered by the bank will be the same. Check out the list of credit cards offered by this bank in the Union Bank of India section. 

22. Allahabad Bank

Allahabad Bank is a significant nationalized bank in India headquartered in Kolkata. This bank was established in 1865 in Allahabad, British India. For more than 157 years, Allahabad Bank has been rendering exceptional banking and financial services. With more than 3200 branches, Allahabad Bank has spread its wings across different regions of the nation. 

Allahabad Bank offers a variety of Credit Cards to customers to fulfill a specific group of customers in a particular category. The general credit card is for those who are non-farm entrepreneurial individuals. Credit Cards are also offered to all weavers, artisan borrowers, and more. 

  • Allahabad Bank General Credit Card
  • Allahabad Bank Weavers Credit Card
  • Allahabad Bank Artisan Credit Card
  • Allahabad Bank Laghu Udyami Credit Card

23. Central Bank of India

Central Bank of India is a popular nationalized bank in the country headquartered in Mumbai, Maharashtra. CBI is one of the oldest and biggest nationalized commercial banks in the nation. CBI was established in the year 1911. For more than 110 years, the Central Bank of India has been delivering a variety of banking and financial services to customers. Central Bank of India offers a variety of credit cards to its customers to fulfill vital requirements.

  • Central Bank of India Prime SBI Card
  • Central Bank of India Elite SBI Card
  • Central Bank of India Simply SAVE SBI Card

24. Tata Capital

Tata Capital is a popular financial and investment service provider in India that offers a wide range of financial services to its customers. With its headquarters in Mumbai, Tata Capital has more than 100 branches across the nation. Tata Capital was set up in the year 2007. It’s been 15 years since the establishment of Tata Capital in the country. From classic to premium, Tata Capital offers a wide range of credit cards to its customers. Mostly, credit cards provide special e-gift vouchers, and reward points for shopping, dining, grocery, departmental stores, and more. Here’s a list of credit cards offered by Tata Capital to its customers. 

  • TATA STAR Titanium Card
  • Tata Titanium Card
  • Tata Croma Titanium Card
  • TATA STAR Platinum Card
  • Tata Platinum Card
  • Tata Croma Platinum Card

25. Oriental Bank

Oriental Bank of Commerce is a popular public sector bank in India that has its headquarters in Gurgaon, Haryana. With more than 2390 branches and 2625 ATMs across India, Oriental Bank serves its customers with a wide range of banking and financial services. Oriental Bank of Commerce has been merged with Punjab National Bank alongside United Bank of India and turned out to become the 2nd largest public sector bank in the country. 

Oriental Bank offers a total of 4 different credit cards to its customers in a variety of categories. Puntos, Gold, Standard, and Secured are different types of Oriental Bank credit card categories. Check the list of major Oriental Bank credit cards provided below:

  • Oriental Bank Mastercard PUNTOS Credit Card
  • Oriental Bank Mastercard Gold Credit Card
  • Oriental Bank Mastercard Standard Credit Card
  • Oriental Bank Mastercard Secured Credit Card

FAQs

We have mentioned the 25 Top Credit Card Issuers In India in this post. If you have any doubts regarding the same, just go through the frequently asked questions along with the answers provided below:

  1. 1. Who Is The Largest Credit Card Issuer In India?

    HDFC Bank is the largest credit card issuer in India. 

  2. 2. How do Credit Card Companies Make Money?

    Mostly, credit card companies earn money by levying different kinds of fees on the customers that include interest charges, transaction fees, late payment fees, annual fees, etc.

  3. 3. Does Credit Card Issuers Ask For CVV?

    Mostly, Credit Card issuers won’t ask for a CVV number. However, in some situations, to process the transaction, Credit Card issuers may ask for the CVV.

Final Words

Well, this is everything you need to know about the major Credit Card Issuers In India. We hope this article regarding the ‘Top Credit Card Issuers In India’ has helped you in finding the right credit card that meets your requirements. Do you still have any doubts or queries? Feel free to ask us in the comments section. For more articles related to the popular credit card companies, the best credit card to apply for, and more, stay in touch with our website – MoneyCompass.Net.

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